Discover UBA Paychap
Pay, get paid, and manage money

Contactless
Payments for Africa,
Made Effortless.

UBA Paychap lets you pay, get paid, and manage your money all from your mobile device. No hardware. No hassle.

Hero displaying a phone with the UBA Paychap app

Why UBA Paychap?

Simple, secure ways to pay, get paid, and stay connected.

UBA Paychap simplifies payments for businesses and friends. Use NFC or QR codes to pay, fund your wallet, buy airtime, and pay bills, all with instant tracking.

NFC Payments

Tap your phone to get paid or make payments, no POS terminal required.

Scan to Pay

Instant payments with QR codes — easy for everyone.

All-in-One Wallet

Top up your wallet, pay bills, buy airtime, and track every transaction in real time.

Fast & Secure

Authorise payments safely and get instant confirmations.

Hero displaying a phone with the UBA Paychap app

How UBA Paychap Works

Payments without limits — in three simple steps.

1

Link Your Account

Connect your UBA bank account instantly and start receiving payments.

2

Tap or Scan to Pay

Use NFC or QR for fast, contactless transactions.

3

Track & Manage

View receipts, boarding passes, top-ups, and payments in one place.

Ready to Go Contactless?

Join thousands across Africa using UBA Paychap to make and receive payments with just a phone. It's that simple.

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